Recent terms update: June 24, 2026
Credit and Personal Loans. By accessing or using this website, you agree to comply with and be bound by the following terms and conditions. If you disagree with any part of these terms, please do not use our website.
1. Financial Disclaimer
The content provided on Credit and Personal Loans is for informational and educational purposes only. We are not a registered financial services provider (FSP) or credit provider.
- The information on this blog does not constitute professional financial, legal, or investment advice.
- You should always consult with a qualified financial advisor or a registered credit provider before making any financial decisions or entering into loan agreements.
- We do not guarantee the accuracy, completeness, or reliability of any loan rates, terms, or financial products mentioned on this site.
2. Intellectual Property
Unless otherwise stated, Credit and Personal Loans and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may view and/or print pages from the site for your own personal use subject to restrictions set in these terms.
3. User Conduct
You agree not to use the website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website. You must not use this website to copy, store, host, transmit, send, use, publish, or distribute any material linked to spyware, viruses, or other malicious software.
4. Limitation of Liability
In no event shall Credit and Personal Loans, nor any of its owners or writers, be held liable for anything arising out of or in any way connected with your use of this website. We will not be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website or reliance on its financial content.
5. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the Republic of South Africa (RSA). You irrevocably submit to the exclusive jurisdiction of the courts in that location.
Do you have questions about our terms of use? You simply get in touch with us on the contact page.